The Next Generation of African Fintech

Africa's fintech revolution is only in its first chapter. Cross-border payments, micro-lending, and savings infrastructure will reshape a continent.

M-Pesa proved that mobile money works at scale in Africa. But we are still scratching the surface. The next wave will be infrastructure: interoperable payment rails, programmable money, and AI-driven credit scoring for the unbanked. The companies that build this layer will be among the most valuable on the continent within a decade.

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Every idea in this lab is a starting point, not a conclusion. What would you add? What am I missing? Use the discussion section below or ask me directly.

The Next Generation of African Fintech

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